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Frontier Bank of Texas is rapidly becoming the community bank of choice in Central Texas. Founded in Elgin, Texas, and a pillar of Bastrop County, Frontier Bank is rapidly growing with locations in Elgin, Bastrop, Austin, Manor and Leander. In 2022, we have opened full-service locations in Round Rock and Taylor, expanding on our Central Texas footprint in the most promising growth corridor in the Nation. We are owned by hundreds of local shareholders and families who bank with us and support us. We have caring, talented bankers. We are a true community bank in every sense of the word. We are dedicated to doing the right thing, whether it is making a local small business loan, supporting a charity event, or helping a family build a first home. We support our farmers and ranchers. We also have a deep knowledge and understanding of the challenges and opportunities business owners face. We provide responsive, fast, and local decision making to our business and commercial real estate customers. Frontier Bank is backed by a very strong and diverse capital base and is well positioned to continue its market leading growth in both loans and deposits. We also continue to invest in technology to assure our customers get the very best. We are proud to call Bastrop County home, and we are privileged to serve our clients, shareholders, and community with distinction throughout Central Texas.

Patrick Johnson
President and CEO



At Frontier Bank, we’re proud of the last 15 years – the people who established our bank, the ones who expanded it, and communities that welcome us, especially the customers who have trusted us to serve and support them. We’re proud to be a locally owned independent community bank. Our team members are some of the most personable, professional, and knowledgeable in the business. They’re your neighbors and friends who live and work in the communities in which we serve. We are a resource to many, offering advice and support beyond the bank doors. Our success is contingent upon, and a reflection of, the prosperous economic growth and vitality of each community we serve.

We help families live the American dream with competitive mortgages. We support the business community by meeting the financial needs of businesses, large and small. We help people prepare for retirement by offering IRAs and access to customized wealth management solutions to help them plan for their future.

Our commitment to excellence is exemplified every day by the way we serve our customers’ banking needs. Each year we work hard to upgrade our technologies to ensure we offer our customers a range of sophisticated financial solutions via personal service in our branches and through our digital platforms, in addition to continuing to invest in the tools and talent necessary to navigate future growth. We are confident that our business model and presence in the communities we serve will continue to deliver positive results to our shareholders and customers.

For those of you who are banking with us, we thank you. For those of you seeking a new bank that prioritizes making our community a better place to live and work, we look forward to meeting you.

Evelyn Franco
COO

Patrick Johnson

President and CEO

photo of evelyn franco in a black top

Evelyn Franco

COO