Vicki Dumbeck is an Executive Vice President and Elgin Market President of Frontier Bank of Texas. She manages all aspects of consumer real estate lending, including loan recommendations, loan production, and credit policies and procedures. With over 35 years of banking and lending experience, Vicki has worked in most areas of the bank and specializes in consumer and real estate lending. As a leader and a natural collaborator, she understands that the right combination of financial expertise, close customer relationships, and superior customer service puts a small-town bank in a unique position to build a stronger financial institution and a stronger community at the same time. By nurturing close relationships with individual customers, community institutions, and businesses of all sizes, she has enhanced the bank’s ability to serve as an engine for growth in Central Texas When asked why she loves Frontier Bank, Vicki replied, “We have the greatest customers….that’s why!”
Contact
Email: vdumbeck@frontierbankoftexas.bank
Phone: (512) 281-1504
NMLS # 474398
What is your dream car?
Jaguar
If you could have a superpower, what would it be?
Being able to fly.
What is your favorite food?
Peanut butter and diet Dr.Pepper, of course are the foods from the Gods!
Who is your favorite superstar?
Sean Connery.
What was your favorite toy as a kid?
Hula Hoop! I was the best hula-hooper on the block!
What do you do for fun?
Gardening
What is your personal motto?
“Get it done!”
What character traits do you admire most?
Being able to laugh at yourself.
Cole can rope and ride with the best of them! He holds an MBA in Agricultural Education and a bachelor’s degree in Agricultural Leadership from Texas Tech University. Bolton serves as a Director of Small Business and Commercial Banking since 2019, and previous to that, he was a Senior Vice President of Commercial Banking. Bolton is responsible for developing small business and commercial bankers to deliver best-in-class community banking. He is passionate about providing top-notch deposit and loan solutions with expedited service throughout Central Texas. He enjoys competitive calf roping, team roping, and bay fishing. Cole also owns and operates his own cattle company, where he raises heifers to breed and pre-conditions yearlings. Bolton and his wife are residents and owners of a beef cattle operation in Austin, where he raises heifers to breed and pre-conditions yearlings.
Contact
Email: cbolton@frontierbankoftexas.bank
Phone: (512) 281-1523
What music is playing in your car right now?
Texas Country, Reckless Kelly
Do you have any pets, and what are their names?
Yes, two horses named Jewel and Raider.
What is your favorite food?
Mexican
Who is your favorite superstar?
Peyton Manning
Do you have any hidden talents?
Yes, I can make voice impressions.
What is your personal motto?
A firm handshake and honesty will take you everywhere you need to go in life.
What character traits do you most admire?
Honesty
Why do you love Frontier Bank of Texas?
Great staff + Great Customers = Great Place to Work!
Wanda brings 40+ years of banking experience to Frontier Bank of Texas. Wanda has tremendous knowledge of the banking world and always puts her customers first. Along with being a Sr. Vice President for Frontier Bank, Wanda is the manager of our Bastrop Bank. Stop on by…Wanda will make you feel at home. Wanda said, “We are truly a hometown bank when asked why she loves Frontier Bank. We love our customers and employees like family.”
Contact
Email: wrucker@frontierbankoftexas.bank
Phone: (512) 303-6001
NMLS # 488778
Who is your favorite Superstar?
George Strait
Do you have any nicknames?
Lou Lou
Who would you like to meet and why?
My Great, Great, Grandfather, and Grandmother. I would like to hear the stories of their journey from Germany to the United States and Texas.
Do you have any pets, and what are their names?
We have horses, 14 Alpacas, 3 Llamas, 4 Dwarf Nigerian goats (Lucy and her babies, Jolene, Trudy & Charlotte), and many other animals that we love dearly.
If you could have a superpower, what would it be?
Rid the world of all cancer.
What do you do for fun?
I love spending time with my husband and value the time spent with our animals. Each has its own personality, especially our babies (Mia, Ferdinand & Jack Frost) and our baby alpacas.
What is your personal motto?
Hard work and dedication is the key to success.
What character traits do most admire?
Honesty
Jennifer is a proud graduate of Texas A&M with a degree in Business Administration. She has over 13 years of banking experience and is a tremendous asset to the bank. She is dedicated to providing the best customer service possible and assisting her customers with their banking needs. Jennifer serves the Williamson County Market at our Leander, Round Rock and Taylor branches.
Contact
Email: jmauck@frontierbankoftexas.bank
Phone: (512) 450-5173
NMLS # 948452
What do you find is the most challenging part of banking?
Every customer is different, and you need to understand the industry, how the business works, and their challenges. While it can be challenging to adapt to each customer and industry, it makes the job the most fun!
Why do you love Frontier Bank of Texas?
The culture here is truly like a family, and the employees I work with care sincerely about their customers and provide excellent service.
If you could have a superpower, what would it be?
To be able to heal the sick.
Who is your favorite superstar?
I recently saw Adele in concert, and she was terrific.
Do you have any hidden talents?
I love to bake birthday cakes.
What is your personal motto?
Do unto others as you would have them do unto you.
Sean has been in banking for over ten years and is a graduate of Schreiner University. He has worked in the banking industry as a Personal Banker, Assistant Manager, and Branch Manager. He is a wonderful addition to our Frontier Family! Sean is an avid Astros fan and will be glad to talk baseball with you any day. Stop by and see Sean at our Manor location.
Contact
Email: sdonnelly@frontierbankoftexas.bank
Phone: (254) 253-3909
NMLS # 534688
How long have you been in banking?
Almost ten years! Wow!
What do you find is the most challenging part of banking?
It is both challenging and fun to be my customers’ banker. They all need something different, but I need to be versatile and be a Swiss Army Knife as just one person.
What is your dream car?
Dodge Challenger SRT Hellcat in Black
Do you have pets, and if so, what are their names?
I have a Blue Heeler named Macy, and she likes my daughters more than me.
If you could have a superpower, what would it be?
Mind control, so my opinion in my house full of ladies would be heard!
Who is your favorite superstar?
Jose Altuve and pretty much any Astros player
What is your favorite food?
Pizza!
What do you do for fun?
Coach youth baseball, play with my kids, and try to learn new things.
What is your personal motto?
Have fun, but roll up your sleeves and get to work.
Tommy is a native Austinite, and we are so glad to have him on our team! Tommy is a graduate of The University of Texas and has a Master’s in Business Administration from the University of Houston. Tommy brings tremendous expertise and knowledge to Frontier Bank. His 16 years of banking experience ranged from personal banking branch management to business relationship management.
Contact
Email: trivera@frontierbankoftexas.bank
Phone: (512) 749-2499
How long have you been in banking?
13 Years.
Why do you love Frontier Bank of Texas?
The excellent, friendly employees genuinely love working for the bank to help our clients.
What music is playing in your car right now?
Eagle’s Greatest Hits!
What is your dream car?
1957 Chevrolet Bel Air Sport Coupe Hard Top.
What was your favorite toy as a kid?
My bicycle. You could ride the fields, trails, and the neighborhood until dark in those days. That was the family rule, be home by dark.
If you could have a superpower, what would it be?
The power to make people laugh all the time.
What do you do for fun?
Spend time with my wife at the gym, biking, hiking, cooking, traveling, working out in the yard or gardens, or going to the grocery store together.
What is your personal motto?
Follow the Golden Rule. “Do unto others as you would have them do unto you.”
Greg has been in the banking industry since 2005 and is well-versed in Commercial and Consumer Banking. He is a graduate of Southern Illinois University at Edwardsville with a degree in Business Administration. Greg has spent his career working in the Community Banking world and has found his home with Frontier.
Contact
Email: gcavitt@frontierbankoftexas.bank
Phone: (512) 281-1552
NMLS # 662249
What music is playing in your car right now?
Hootie and the Blowfish
What is your dream car?
Chevrolet Corvette. I’ve always had a thing for American muscle cars.
What was your favorite toy as a kid?
My model train set. I’d spend hours setting up new tracks all around the living room.
If you could have a superpower, what would it be?
To be able to time travel. I’d love to experience different eras.
What is your favorite food?
Home-cooked BBQ. I love firing up the smoker on weekends.
What do you do for fun?
Anything outdoors. I enjoy hiking the greenbelt with our pups, kayaking on Town Lake, and playing in various sports leagues.
What is your personal motto?
Always leave this world a little better than you found it.
Introducing Kelli McCall, a true banking pioneer and founding employee of Frontier Bank of Texas. With an impressive 36 years of experience in the banking industry, Kelli has gained comprehensive expertise in every facet of the bank’s operations. From construction and real estate lending to consumer, agriculture, and small business lending, she is a true jack of all trades. Kelli’s passion for her work shines through as she expresses her gratitude and love for being a banker on Main Street in Texas. For Kelli, banking goes beyond transactions; it’s about building relationships. Her customers quickly become her friends, and her friends become her loyal customers. With a wealth of knowledge and a genuine commitment to the community, Kelli McCall is a trusted and valued asset in the world of banking.
Contact
Email: kmccall@frontierbankoftexas.bank
Phone: (512) 922-8206
NMLS # 474343
What is your favorite food?
A good steak cooked outside with all the fixins
What was your favorite toy as a kid?
Toys don’t come to mind, but spending daylight to dusk outside having fun was the thing.
What do you do for fun?
The hub and I travel to Josh Ward shows around Texas and beyond. Two-steppin. Hauling cattle with him in our BIG truck. Grandbabies! And having family gatherings!
What character traits do you admire most?
Trustworthy & Humble
What music is playing in your car right now?
Anything by Josh Ward
Do you have any pets, and what are their names?
3 Heelers – Roscoe, Sister & Pearl. I’m also attached to a couple of our cows, Lucky and Nubby, so they will never leave our place “like cows do”.
Do you have any hidden talents?
I don’t have to do it anymore, but I am a perfectionist at giving a hog a haircut.
Why do you love Frontier Bank of Texas?
It’s part of my family.
Do you have any nicknames?
In the last 6 years I have thankfully acquired the additional name of GoGo.
How long have you been in banking?
THIRTY SIX YEARS!!!! WHOA!
What do you find is the most rewarding part of banking?
Helping dreams come true
What is your personal motto?
“A cowboy can, a real cowboy will
Turn his collar up high with his back to the wind, and sling that saddle on again”
Meet Jennifer Bray, a proud native of Central Texas. Jennifer began her educational journey at Pflugerville High School before pursuing her studies at Austin Community College and Temple College. Her remarkable banking career took off in 2010 when she joined the Frontier Bank family as a customer service representative. Throughout the years, Jennifer has adorned various hats, seamlessly transitioning between roles such as teller, loan processing assistant, loan processor, community banker, and loan officer. Her versatility and dedication have been instrumental in her success within the banking industry.
Contact
Email: jbray@frontierbankoftexas.bank
Phone: (512) 281-1522
NMLS # 1920161
How long have you been in banking?
13 years
What do you find is the most challenging part of banking?
Dealing with all the changing banking regulations.
Why do you love Frontier Bank of Texas?
Honesty, Reliability, Hometown banking
What music is playing in your car right now?
Country – KOKE FM
What is your dream car?
Chevrolet Corvette
What was your favorite toy as a kid?
Teddy Bear
Who would you most like to meet and why?
Dolly Pardon – She an accomplished singer-songwriter, businesswoman, and actress. I would love for her to teach me a few things.
What character trait do you most admire?
A warm and friendly demeanor
What do you do for fun?
Garden
Is there a TV show that you never miss?
Wheel of Fortune
Liza Ramirez grew up in Rio Grande Valley, South Texas. She graduated from Southwestern University in Georgetown, Texas, with a bachelor’s degree in history. Liza brings 22 years of banking experience with a wealth of knowledge in all things banking, including branch management, operations, treasury services, and lending. She is excited to have joined a bank focused on providing superb customer service and helping the community prosper. She is ready to assist with all your banking needs, so don’t hesitate to reach out.
Contact
Email: lramirez@frontierbankoftexas.bank
Phone: (512) 789-4545
NMLS # 2339961
How long have you been in banking?
I am in my 22nd year of banking.
What music do is playing in your car right now?
Spanish Pop or RB/Hip Hop
What is your favorite food?
Hamburgers or Pizza. I can’t choose one!
If you could have one superpower, what would it be?
To heal Mother Earth and save her from climate change.
What do you do for fun?
Volunteer, watch football, travel, spend time with family and friends, tend to my plants.
What character traits do you most admire?
Loyalty and honesty
Why do you love Frontier Bank of Texas?
I have only been here a short time, but I can tell the employees really want to be here. It is really refreshing!
Marcos Gonzalez, a Georgetown native with a strong commitment to his community, brings his years of experience to Frontier Bank as the Georgetown Market Manager. Marcos, along with his wife and two sons, are deeply rooted in the town’s fabric. His dedication extends beyond finance, as he actively engages in the community by serving on the Georgetown Education Foundation and Georgetown Chamber of Commerce. He also volunteers as a mentor and a coach for youth sports. Marcos’s profound connection to Georgetown and his track record of professional success make him a valuable asset to Frontier Bank as they embark on their journey in the Georgetown market, ensuring exceptional service and community engagement.
Contact
Email: mgonzalez@frontierbankoftexas.bank
Phone: (512) 818-0327
NMLS # 2136739
How long have you been in banking?
20 years
What do you find is the most challenging part of banking?
Competition. There is a lot of local and national competition in the market. Constantly evolving to stay connected and relevant.
Why do you love Frontier Bank of Texas?
The people at Frontier Bank have immediately become family. They not only care about me, but they care about helping the people of our community.
What music is playing in your car right now?
R&B, Rap and Country are on a rolling playlist.
What is your dream car?
F350
What was your favorite toy as a kid?
Hot wheels
Do you have pets and if so, what are their names?
Maggy and Camino are our two cats.
If you could have a super power, what would it be?
Teleportation
If a genie gave you one wish what would it be?
To enjoy every day to the fullest.
Who is your favorite superstar?
Lionel Messi
What is your favorite food?
Fish in Garlic Sauce
What character trait do you most admire?
Honesty
Tommy Uhr, a finance professional with over two decades of industry experience, embarked on his career journey in 2001 after graduating from the University of Texas at Arlington with a degree in finance and earning a BBA. He has held diverse financial roles, including broker, net branch manager, and private mortgage banker. Tommy takes pride in specializing in various mortgage needs and is dedicated to guiding both first-time homebuyers and self-employed individuals through the mortgage process to align with their financial goals. Outside of work, Tommy finds joy in outdoor activities with his three children, whether at the lake, attending UT Games, or exploring horse shows. Proudly hailing from Fort Worth, Texas, he has cherished the Lone Star State as his lifelong home.
Contact
Email: tuhr@frontierbankoftexas.bank
Phone: (512) 705-9628
NMLS # 1000436
How long have you been in banking?
Since 2001; retail since 2013
What music is playing in your car right now?
Shuffle – always.
Do you have pets and if so, what are their names?
Daisy, Abbey, Winnie and Horatio
Who is your favorite superstar?
Ayrton Senna
What is your favorite food?
Seafood and Tex-mex
What character trait do you most admire?
Honesty and Creativity
What do you do for fun?
Be a horse-show dad for my girls
Brittany, a true community banker with over two decades of experience, began her journey in 2001 through a high school co-op program. She earned her undergraduate degree and MBA from Texas Tech University and was a member of the Goin’ Band from Raiderland. She has held diverse roles throughout her career, including retail, loan operations, credit analysis, and mortgage banking. Her dedication to her community is evident in her serving on the Bastrop Chamber of Commerce Executive Board as Treasurer and Central Texas RMA Board as Treasurer. Brittany enjoys reading, running, and activities outside of work with her husband and two children. Growing up an Army brat, she had the opportunity to experience many different cultures. Ultimately landing in Central Texas, she now considers the Lone Star State her home.
Contact
Email: brogers@frontierbankoftexas.bank
Phone: (254) 220-9607
NMLS # 1481796
How long have you been in banking?
Since 2001
What do you find is the most challenging part of banking?
Staying relevant in an ever-changing industry
What music is playing in your car right now?
Christian Pop Upbeat Mix on Spotify or an Audible book
What was your favorite toy as a kid?
Barbies, TMNT (I have 3 younger brothers), N64
Do you have any nicknames?
Britt or B
Do you have pets and if so, what are their names?
3 Rottweilers: Marlo, Stringer Bell, Raina, and 1 cat: Bubs
Who is your favorite superstar?
Patrick Mahomes II
Describe yourself in 3 words?
Determined, compassionate, faithful.